More than smart investing & honest advice, we're with you every step of the way.

905-792-8112

Blog

The Best Kept Personal Finance Secret: RDSPs

If I told you that the government would match your contribution to a long-term savings plan by 300%, would you be interested in learning more? How about 200%? Are you still listening at a 100% match? About RDSPs For individuals with any sort of disability that affects their daily life (physical or intellectual), a Registered Disability Savings Plan (RDSP) is available to them. An RDSP allows the individual (or parent/guardian) to save for the long-term in a tax-deferred account, but

Continue reading

Retirement Planning: Learn From Other People’s Mistakes

Retirement Planning: Learn From Other People’s Mistakes I get asked a lot of questions about money; from clients, friends, family, neighbours and strangers and I can honestly say, I have never come across any personal finance situation that was the same for any one person. My answers for them are always different because every single person has a twist to their financial story. But I have noticed some very common mistakes people make when it comes to planning for their

Continue reading

Jump In, Make a Budget & Start Saving

Jump In, Make a Budget & Start Saving Here are six easy things anyone can do to get a handle on their money in 2020 and help them start saving to reach their personal financial goals. 1. Figure out how much comes in and how much goes out This isn’t as hard as it sounds. Given that most of our purchases are made with a debit card or credit card and bills are paid by automatic direct deposit, you can

Continue reading

How To Avoid Holiday Debt

How to Avoid Holiday Debt The winter holidays can be an expensive time for many of us. Certainly most people are spending more than their budget allows, which is not a healthy way to manage money.A little planning can go a long way to avoiding this type of debt though. The first step is to start treating gift giving as an expense, the same way you treat your regular bills. If you know you’re going to be spending the money,

Continue reading