Schedule time with me

More than smart investing & honest advice, we're with you every step of the way.


Estate Plan

An Estate Plan is intended to ensure that when someone passes away, their assets pass on to their loved ones smoothly and without having to pay added tax. As well, a good plan makes certain their debts will be covered, whether it be a mortgage, funeral costs, capital gains or otherwise. There are many simple things one can do to make sure this happens, such as naming beneficiaries, successor holders, using a TFSA, purchasing insurance and more.

Common discussion topics to create an Estate Plan include:

  • Do you have a Will, Power of Attorney for property & Power of Attorney for personal care that are up to date?
  • Does your executor(s) have a copy of your Will?
  • Does your Power of Attorney(s) have a copy of your legal documents?
  • Do you have named beneficiaries (or successor holders or successor annuitants) for your RRSP, RRIF, TFSA, RESP, etc.?
  • If you pass away tomorrow, will your Executor know who to contact with regard to your finances? (Financial advisor, banks, brokers, accountant)
  • Will your family be able to access funds right away to cover your funeral?
  • Will you leave a financial burden for loved ones if you pass away tomorrow or do you have insurance to protect them?
  • Are your assets set up to bypass probate taxes where applicable?

I am happy to take a look at your current financial situation and products and advise on what steps you might take to protect yourself and your loved ones. If you are already a client, ask me to help you create an Estate Plan, as it is included in my services.