RDSP - Registered Disability Savings Plan and the DTC
A registered disability savings plan (RDSP) is a savings plan intended to help Canadian parents and families save for the long term financial security of a person who is eligible for the disability tax credit (DTC). At CSR Wealth in Brampton we can get you up to $70,000 in grants and total of $90,000 in Grants and Bond over a lifetime.
Retirement Planning
Retirement planning shouldn’t start at retirement; it should start well before. We take a long-term view of your financial wellbeing to help create a life after work that is as well-planned as your life while working.
Financial Planning
A financial plan provides a clear picture of where you stand financially in order to achieve your financial goals. It provides answers to common questions like, "Is $500,000 enough to retire?" or “When can I retire?” or “How much do I need to save for retirement?”
Retirement Planning
In retirement, planning out which accounts you will draw from and when is important. CSR Wealth uses specialized software to show you how do it in the most tax efficient and sustainable way.
Estate Planning
An estate plan is to make sure that when a person passes away, their assets are passed on to the people they want to leave them to, in a smooth and tax efficient way. It is also meant to ensure that loved ones are protected from financial instability through life insurance, when needed
Investment Planning
Through developing a personalized investment strategy, diversification, and avoiding short-term distractions, we aim to help create and preserve your wealth so you reach your financial goals.